Youth Accounts

Help your child build smart money habits early with our Youth Accounts—safe, simple, and designed to teach saving, spending, and responsibility in a fun, engaging way.

Youth accounts Where young savers grow
Youth Savings Account

Banking for Ages 13–17

Our Youth Accounts are perfect for teens learning to manage their first earnings, allowances, or gift money. With parental co-ownership, spending controls, and interactive tools, it’s banking that educates as it empowers.

Watch your child’s confidence grow as they set savings goals, track progress, and make informed choices—all within a secure, federally insured environment.

At 18, the account seamlessly converts to a full Savings or Current Account—no paperwork, no hassle.

Youth Account Features

Youth Account Features

  • No fees or minimum balance
  • Parent/guardian joint ownership
  • Customizable spending limits
  • Free youth debit card (with parental controls)
  • Fun savings goal visualizer
  • NCUA-insured deposits

Interactive Learning Tools

Make money fun and educational:

  • Animated savings progress bars
  • “Chore-to-cash” tracking for allowances
  • Weekly spending reports for parents
  • Financial quiz badges & rewards
  • Safe in-app messaging
  • Automatic birthday bonus (optional)
Youth Banking App
Youth Banking App

Interactive Learning Tools

Make money fun and educational:

  • Animated savings progress bars
  • “Chore-to-cash” tracking for allowances
  • Weekly spending reports for parents
  • Financial quiz badges & rewards
  • Safe in-app messaging
  • Automatic birthday bonus (optional)

Start Early, Succeed Sooner

Teens with Youth Accounts are more likely to budget, save, and avoid debt as adults. Give your child the gift of financial confidence today.

Teen Learning Finance

North Camp Credit Union - Serving Europe's financial needs since 2005. Member-owned, community-focused, and committed to your financial success.

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