Overdraft Protection

Avoid declined transactions and costly fees with smart Overdraft Protection—link your accounts and stay covered when unexpected expenses arise.

Overdraft Protection Peace of mind for everyday spending
Overdraft Protection

Smart Coverage for Life’s Surprises

Overdraft Protection automatically transfers funds from your linked savings or credit line when your checking balance runs low—helping you avoid $35+ non-sufficient funds (NSF) fees and declined payments. You choose the source, the limit, and whether to cover ATM, debit, or check transactions.

There’s no fee to enroll, and you only pay for transfers that occur—typically just $5 per transfer, far less than standard overdraft penalties. Plus, you’ll receive real-time alerts before and after any transfer, so you’re always in the know. Available on all personal and business accounts, with multi-currency support for global users.

Because financial hiccups shouldn’t derail your day—we’ve got your back, responsibly and affordably.

Overdraft Features

Overdraft Protection Features

  • Link to savings, credit line, or another account
  • Customizable coverage limits
  • $5 transfer fee (vs. $35+ NSF fees)
  • Choose which transactions to cover
  • Real-time SMS/email alerts
  • Instant activation via mobile app

Proactive Financial Safety Net

Stay ahead of shortfalls with intelligent tools:

  • Low-balance预警 notifications
  • Spending forecasts based on recurring bills
  • Auto-top-up rules for frequent shortfalls
  • Monthly overdraft usage report
  • Option to disable during travel
  • Multi-user approval for business accounts
Overdraft Dashboard
Overdraft Dashboard

Proactive Financial Safety Net

Stay ahead of shortfalls with intelligent tools:

  • Low-balance预警 notifications
  • Spending forecasts based on recurring bills
  • Auto-top-up rules for frequent shortfalls
  • Monthly overdraft usage report
  • Option to disable during travel
  • Multi-user approval for business accounts

Peace of Mind for Everyday Banking

Overdraft Protection isn’t about spending more—it’s about avoiding penalties when life happens.

Financial Safety Net

North Camp Credit Union - Serving Europe's financial needs since 2005. Member-owned, community-focused, and committed to your financial success.

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