Debt Consolidation

Combine high-interest credit cards, personal loans, and bills into one low-rate monthly payment—and take control of your financial future.

Debt Help One payment. Total relief.
Debt Consolidation

Simplify, Save, and Rebuild

Carrying multiple debts with high interest rates can feel overwhelming. Our Debt Consolidation Loans combine them into a single, fixed-rate loan with one affordable monthly payment—often reducing your total interest by 30–60%. Loan amounts range from $5,000 to $75,000, with terms up to 7 years, giving you the breathing room to regain control.

We work directly with your creditors to pay off your balances, so you don’t have to. Plus, you’ll get free access to certified credit counselors who help you create a sustainable budget and avoid future debt traps. Available to residents in 25+ countries, with options for those with fair or improving credit.

This isn’t just a loan—it’s a path to financial freedom, clarity, and peace of mind.

Debt Consolidation Features

Debt Consolidation Benefits

  • Combine multiple debts into one payment
  • Lower average interest rate
  • Fixed monthly payment for budgeting
  • No upfront fees or closing costs
  • Direct payoff to creditors
  • Free credit counseling included

Debt Freedom Toolkit

Tools to support your journey:

  • Debt payoff planner with timeline
  • Interest savings calculator
  • Credit score impact simulator
  • Monthly budget builder
  • Spending habit analyzer
  • Progress tracking dashboard
Debt Management Dashboard
Debt Management Dashboard

Debt Freedom Toolkit

Tools to support your journey:

  • Debt payoff planner with timeline
  • Interest savings calculator
  • Credit score impact simulator
  • Monthly budget builder
  • Spending habit analyzer
  • Progress tracking dashboard

One Payment. Total Relief.

Debt consolidation isn’t about borrowing more—it’s about borrowing smarter to reclaim your financial life.

Debt Freedom Journey

North Camp Credit Union - Serving Europe's financial needs since 2005. Member-owned, community-focused, and committed to your financial success.

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