Loan Against Property

Unlock the equity in your residential or commercial property with low-rate, long-term financing—ideal for business expansion, debt consolidation, or major expenses.

Loan vs Property Turn your property into powerful capital
Loan Against Property

Secure Financing Backed by Your Asset

Our Loan Against Property (LAP) offers up to 70% of your property’s market value at interest rates significantly lower than unsecured loans. Whether it’s a home, office, warehouse, or land, we accept residential and commercial properties in Nigeria, the US, UK, UAE, and India as collateral. Loan tenures extend up to 15–20 years, with flexible repayment options including step-up EMIs or bullet payments.

The process is fully digital: upload property documents, get an instant valuation estimate, and receive approval within 72 hours. Funds are disbursed in your preferred currency, and you retain ownership and usage rights of the property throughout the loan term. Ideal for NRIs, business owners, and individuals seeking large-ticket financing without selling assets.

With transparent terms, no hidden charges, and dedicated relationship managers, we make leveraging your property simple, safe, and strategic.

Loan Against Property Features

LAP Benefits

  • Loan up to 70% of property value
  • Interest rates from 8.5% p.a.
  • Loan tenure up to 20 years
  • Residential & commercial properties accepted
  • Multi-currency disbursement
  • NRI-friendly documentation

Smart Property Equity Tools

Maximize your asset’s potential:

  • Online property valuation estimator
  • EMI calculator with tenure slider
  • Document checklist by country
  • Legal & title verification support
  • Partial prepayment without penalty
  • Top-up loan after 12 months
Property Loan Dashboard
Property Loan Dashboard

Smart Property Equity Tools

Maximize your asset’s potential:

  • Online property valuation estimator
  • EMI calculator with tenure slider
  • Document checklist by country
  • Legal & title verification support
  • Partial prepayment without penalty
  • Top-up loan after 12 months

Turn Bricks into Capital

Your property is more than a roof—it’s a reservoir of financial opportunity. We help you tap it wisely.

Property Equity Financing

North Camp Credit Union - Serving Europe's financial needs since 2005. Member-owned, community-focused, and committed to your financial success.

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