At LDPCU, strong governance is the foundation of trust. We uphold the highest standards of accountability, transparency, and ethical conduct in service to our members and communities.
Governance Accountability. Integrity. Trust.
As a member-owned credit union, LDPCU operates under a unique governance model that prioritizes member interests over shareholder profits. Our Board of Directors—elected by and from our membership—provides strategic oversight, ensures regulatory compliance, and safeguards our mission-driven values. This structure ensures decisions are made with long-term sustainability and community impact in mind.
We adhere to all NCUA, CFPB, and federal regulations, while exceeding industry best practices in risk management, ethics, and transparency. Our governance framework includes independent audit, risk, and compensation committees, regular third-party reviews, and a Code of Conduct that applies to every employee and director.
Because we believe that true financial strength begins with ethical leadership and unwavering accountability to those we serve.
Robust systems ensure integrity at every level:
Robust systems ensure integrity at every level:
We don’t answer to Wall Street—we answer to you. Our governance exists to protect your interests, your data, and your trust.