Corporate Governance

At LDPCU, strong governance is the foundation of trust. We uphold the highest standards of accountability, transparency, and ethical conduct in service to our members and communities.

Governance Accountability. Integrity. Trust.
Corporate Governance

Stewardship Rooted in Cooperative Principles

As a member-owned credit union, LDPCU operates under a unique governance model that prioritizes member interests over shareholder profits. Our Board of Directors—elected by and from our membership—provides strategic oversight, ensures regulatory compliance, and safeguards our mission-driven values. This structure ensures decisions are made with long-term sustainability and community impact in mind.

We adhere to all NCUA, CFPB, and federal regulations, while exceeding industry best practices in risk management, ethics, and transparency. Our governance framework includes independent audit, risk, and compensation committees, regular third-party reviews, and a Code of Conduct that applies to every employee and director.

Because we believe that true financial strength begins with ethical leadership and unwavering accountability to those we serve.

Governance Structure

Governance Pillars

  • Member-elected Board of Directors
  • Independent Audit & Risk Committees
  • Annual member meetings & voting rights
  • Code of Ethics & Conduct for all staff
  • Whistleblower protection program
  • Regulatory compliance (NCUA, CFPB, GLBA)

Transparency & Oversight

Robust systems ensure integrity at every level:

  • Quarterly board reporting on risk & performance
  • External financial audits by independent firms
  • Public disclosure of governance policies
  • Conflict-of-interest disclosures
  • ESG integration in strategic planning
  • Member feedback channels for governance input
Governance Oversight
Governance Oversight

Transparency & Oversight

Robust systems ensure integrity at every level:

  • Quarterly board reporting on risk & performance
  • External financial audits by independent firms
  • Public disclosure of governance policies
  • Conflict-of-interest disclosures
  • ESG integration in strategic planning
  • Member feedback channels for governance input

Governance That Serves Members

We don’t answer to Wall Street—we answer to you. Our governance exists to protect your interests, your data, and your trust.

Member-Centric Governance

North Camp Credit Union - Serving Europe's financial needs since 2005. Member-owned, community-focused, and committed to your financial success.

Copyright © 2025 North Camp Credit Union. All rights reserved. | NCCU is federally insured by the NCUA.