Transparent, up-to-date information on interest rates, service fees, and pricing for all LDPCU products—no hidden charges, ever.
Fees Clear pricing. No surprises.
At LDPCU, we believe banking should be affordable and transparent. This page provides the latest interest rates for savings, loans, and CDs, along with a complete schedule of fees for services like wire transfers, overdrafts, and account maintenance. All rates are updated daily and reflect current market conditions.
We’ve eliminated many common fees—like monthly maintenance on qualifying accounts, ATM fees in our network, and paper statement charges. Where fees do apply, we clearly explain why and how to avoid them. You’ll also find APR disclosures, yield calculations, and fee waivers for students, seniors, and military members.
Regulatory compliant and audit-ready, this schedule meets all NCUA, CFPB, and FDIC requirements. Download the full PDF or use our interactive rate calculator to model scenarios.
Understand what you pay—and how to avoid it:
Understand what you pay—and how to avoid it:
No fine print. No surprises. Just fair, clear pricing that puts you in control.