Financial Reports

Transparent, audited financial statements and performance metrics—updated quarterly and annually for full member visibility into LDPCU’s health and stewardship.

Reports Clarity in every number
Financial Reports

Open Books, Open Trust

As a member-owned institution, we believe you deserve full transparency into how your credit union is managed. Our financial reports—prepared in accordance with GAAP and audited by independent third parties—provide a clear picture of our assets, liabilities, capital position, loan performance, and operational results.

Each report includes balance sheets, income statements, cash flow analyses, and key performance indicators like return on assets (ROA), net interest margin, and loan delinquency rates. We also disclose our community reinvestment activities, executive compensation summaries, and risk exposure profiles.

Reports are published quarterly and annually, available in web and PDF formats, and presented at our Annual Member Meeting. Because when you own your bank, you deserve to see how it’s run.

Financial Statements

Available Reports

  • Annual Audited Financial Statements
  • Quarterly Performance Summaries
  • Call Reports (NCUA Filings)
  • Community Reinvestment Act (CRA) Reports
  • Executive Compensation Disclosures
  • Asset Quality & Loan Portfolio Reviews

Key Metrics Tracked

What matters to your financial health:

  • Total assets under management ($2.1B as of Q1 2025)
  • Capital adequacy ratio (12.4% — well above regulatory minimum)
  • Net interest margin (3.8%)
  • Return on assets (ROA): 0.92%
  • Loan delinquency rate: 0.7%
  • Member growth: +8% YoY
Financial Dashboard
Financial Dashboard

Key Metrics Tracked

What matters to your financial health:

  • Total assets under management ($2.1B as of Q1 2025)
  • Capital adequacy ratio (12.4% — well above regulatory minimum)
  • Net interest margin (3.8%)
  • Return on assets (ROA): 0.92%
  • Loan delinquency rate: 0.7%
  • Member growth: +8% YoY

Numbers That Tell a Story

Our financials reflect more than performance—they reflect our commitment to stability, fairness, and member value.

Transparent Financial Reporting

North Camp Credit Union - Serving Europe's financial needs since 2005. Member-owned, community-focused, and committed to your financial success.

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